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Soon, your student will receive their financial aid notice from Pacific for the 2023-24 academic year. It will be sent to their Pacific email address.

Because each file is reviewed individually, keep in mind your student’s aid and costs may look different than an offer received by another student admitted to Pacific. For instance, scholarships determined by academics and potential grants are based on your student’s need and family income.

Financial aid terms you need to know:

• Direct Costs are expenses that will show up on your student’s billing statement.
• Tuition and Fees are based on yearly full-time enrollment (12-18 units per semester) plus all associated fees that support student services and events.
• Room and Board (housing and meals) are based on a two-student dorm room and a 21-meal plan (buying power for 21 weekly meals).
• Indirect Costs are other expenses to plan for such as daily living costs, books and supplies and transportation to school.
• “Net Cost After Gift Aid Is Applied” is the amount owed to Pacific after all grants and scholarships are applied.
• Federal Student Loans are another financial aid resource that your student qualifies for. Consider them to further reduce college costs.
• “Estimated Remaining Cost” is an updated amount owed to Pacific including any federal student loans if your student chooses to take advantage of them.

Additional resources to consider in assisting with remaining costs:

• Monthly payment plan: instead of paying one large sum every semester, it might be easier to divide the remaining cost into six or ten payments over the entire year. Your student can make payments and enroll in the payment plans via the billing portal located in insidePacific.
• Parent PLUS loan: Parent may qualify for a federal loan a to help cover remaining college costs on the Federal Student Aid website.

You can learn more helpful details about understanding your student’s financial aid offer from our recent webinar on this topic.

What if your student has not received their aid offer?

If your student missed the email with their offer, make sure they have filled out and submitted the 2023-24 Free Application for Federal Student Aid. Once the FAFSA has been reviewed, they can view and download their offer from the page where we host aid notifications. Otherwise, scholarship values are also listed via the financial aid section of insidePacific.

If you have additional questions, please contact Pacific’s Office of Financial Aid at 209.946.2421 or financialaid@pacific.edu.